Even when you are trying your best to make ends meet, it sometimes just isn't enough to make bill collectors happy, so they continue calling. The phone rings at night, on weekends and you even receive calls at work. You avoid opening your mail because of the threatening collection letters. If creditor harassment is overwhelming you, reach out to a skilled attorney to find out how to make it stop.
At the Law Offices of Anca Iacob, we help people put an end to this demoralizing treatment through filing for bankruptcy. You should not have to change your phone number or screen your calls. Your financial problems don't give creditors the right to turn your life upside down. Led by Phoenix bankruptcy attorney Anca Iacob, we help people take action to stop creditor harassment and get their debt under control. When you need to talk to someone who will listen and understand, call our office.
Stopping Creditor Harassment Through Bankruptcy
When you file for bankruptcy, whether Chapter 7 or Chapter 13, the law requires creditors to stop harassing you. What does this really mean?
- Phone calls and letters have to stop
- Creditors have to stop calling your neighbors and your family members
- Pending collection lawsuits against you are automatically stayed (halted)
- You no longer need to feel like a second-class citizen
Bankruptcy vs. Debt Consolidation Programs
You may have been contacted by a company offering to stop creditor harassment by consolidating your debts and avoiding bankruptcy. You may be considering this offer. The truth is, the only way to truly stop creditor harassment is through filing bankruptcy. Only bankruptcy offers court protections. If a creditor contacts you while you are in bankruptcy, the court has the power to punish that creditor. If you enroll in a debt consolidation program, you do not have that protection. There is nothing stopping creditors from continuing to contact you.
Harassed by Credit Card Debt Collectors? A Glendale Lawyer Can Help.
If you are tired of harassing phone calls and letters, take action by calling the Law Offices of Anca Iacob at 623-266-0060. You can also contact our Glendale, Arizona, law office online. Consultations are available from 9 a.m. to 5 p.m. Monday through Friday. Evening and weekend meetings can be arranged by appointment.
Our office is located near Highway 101 and offers free and easy parking.
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We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
